Am I missing something? Monthly expense is no problem, just initial cost and you've been looking how long? If you would set aside the monthly expense as if you had the horse, by now you'd have saved enough to buy one for considerably more than $500 if it were required.
There are programs for acquiring mustangs that might be worth considering.
[img]/forums/images/icons/smile.gif[/img] Pat [img]/forums/images/icons/smile.gif[/img]