It was my understanding that the silver in the carbon filters kept the bacteria from multiplying. But did in no way kill them. Then you have the heavy metal "Silver" in your drinking water. I don't think that was the best trade off ever invented.
I remember about 15 years ago when these cute little top of sink units came out. Their big claim to fame was the silver that stopped bacteria growth. I'm not sure of the exact wording, but it was worded in such a way that you would think no bacteria would grow in these filters.
When someone mentioned the fact that this silver didn't necessarily stay in the filter, that some of it could be ingested, these cute little filters became not so popular.
I agree with Gary, most people just want an RO, they don't know why other than they have had the S*** scared out of them by filtration companies who are trying to sell them every filter known to man.