Do you save up during the year or put it all on a credit card? How do you budget for Christmas? We decided a few years back that we weren't getting into debt so, if we don't have the money, we don't buy presents, simple as that!
Do you save up during the year or put it all on a credit card? How do you budget for Christmas? We decided a few years back that we weren't getting into debt so, if we don't have the money, we don't buy presents, simple as that!